Kettering
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Free Valuation or Refund of Fees/Costs - Best4U Kettering Northamptonshire

Your monthly mortgage payments are not the only costs you will incur when you obtain a mortgage. You will also have to pay for valuation fees, legal costs and arrangement/ lender fees. On top of this there may be stamp duty.

As an incentive, some lenders offer to pay for your valuation fees, arrangement fees and legal costs. Sometimes these are refunded, so you have to pay for them in the first place and the lender will forward you the money when your mortgage application has completed. Other times these are actually free, so you do not pay for them at all; the lender takes care of that.

There may be some restrictions, however. Sometimes a lender will insist you use a particular solicitor or surveyor in order to receive a free service, or to obtain a refund. For most people this does not pose a problem, but it is something that you should be aware of. Also be aware of redemption penalties where you have to pay back the free incentives should you leave the lender.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

All loans are subject to status and disclosure. No fees are charged for insurances as per our FCA Disclosure Document

£50 upfront with £200 on application and £250 on completion.

Fees are by negotiation for clients with 4 or more properties.

Buy to let (pure) and commercial mortgages are not regulated by the Financial Conduct Authority.

Best 4 U Mortgages & Best 4 U Insurance’ is a trading name of Best 4 U Mortgages Ltd who are an appointed representative of Wyse Services Limited which is authorised and regulated by the Financial Conduct Authority No 492460.

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