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Right To Buy Mortgages - Best4U Kettering Northamptonshire

This is where you have been offered the 'right to buy' on your council house at a discounted price of the actual value.

There are a variety of lenders that offer these now and someitmes allow you to borrow extra should you wish to improve your home.

Quite often the council or housing association ascertain their own value (which is usually less than the market value) and then give you a discount of this and that is the proce they are offering to you for.

The lenders we have access to will actually use the market value to lend in most situations.

Please be aware that like mortgages, councils have penalties too, and if you try to sell the house within 3 or 5 years you have ot pay back some of the discount.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

All loans are subject to status and disclosure. No fees are charged for insurances as per our FCA Disclosure Document

£50 upfront with £200 on application and £250 on completion.

Fees are by negotiation for clients with 4 or more properties.

Buy to let (pure) and commercial mortgages are not regulated by the Financial Conduct Authority.

Best 4 U Mortgages & Best 4 U Insurance’ is a trading name of Best 4 U Mortgages Ltd who are an appointed representative of Wyse Services Limited which is authorised and regulated by the Financial Conduct Authority No 492460.

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