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Current Account Mortgages - Best4U Kettering Northamptonshire

Current account mortgages is another form of flexible mortgage. In this case, the mortgage is linked to an everyday current account. Your mortgage is, in effect, like a big overdraft.

This means that you have immediate access to your mortgage account and can pay in more, or less, with ease. Interest is charged daily, so any changes you make will have an immediate impact on your mortgage balance.

A current account mortgage is also a useful way of saving money that you may otherwise put away elsewhere. It makes more sense to pay less for your mortgage than to be taxed on your savings. And because a current account mortgage is not considered by the government to be a savings vehicle, you are not taxed on your deposits.

You need to be disciplined if you have a current account mortgage. Just as it is easy to pay into your mortgage, it is equally simple to spend your equity. Careful management is required to make sure that you mortgage balance is constantly reducing; otherwise you may never pay it off!

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

All loans are subject to status and disclosure. No fees are charged for insurances as per our FCA Disclosure Document

£50 upfront with £200 on application and £250 on completion.

Fees are by negotiation for clients with 4 or more properties.

Buy to let (pure) and commercial mortgages are not regulated by the Financial Conduct Authority.

Best 4 U Mortgages & Best 4 U Insurance’ is a trading name of Best 4 U Mortgages Ltd who are an appointed representative of Wyse Services Limited which is authorised and regulated by the Financial Conduct Authority No 492460.

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